Intact Financial Corporation is investing $1 million in Canadian charities that are developing practical and effective solutions that help protect people from natural disasters like floods, wildfires, extreme heat, wind and hail.

The Intact Adaptation Action Grants prioritize projects that use natural infrastructure as part of their solutions, take a community engagement approach, and help Canadians understand the climate risks they are facing. The window for new applications opened on October 22, 2019.

“Our purpose is to help people, businesses and society prosper in good times and be resilient in bad times. We do that by mobilizing our more than 4,000 claims employees to help customers get back on track quickly after a catastrophic weather event. These events are impacting our communities and that’s why we’re taking a proactive approach to protect people from natural disasters by building a more climate-resilient country,” said Charles Brindamour, chief executive officer of Intact Financial Corporation.

With the view that transformational change takes time and requires investing in both new and existing ideas, Intact funds three types of grants:

  • Fostering Ideas: Contribute to new solutions by exploring new ideas through research, peer support and/or skills development.
  • Testing Concepts: Testing and validating an existing idea to confirm the impact of a concept.
  • Scaling Projects: Scale a proven concept to expand impact and reach.

Over the past two years, Intact Financial Corporation has invested $2.3 million in 16 projects to help create a more climate-resilient Canada. Successful projects are helping to reduce flooding by protecting and restoring natural infrastructure. They are also helping to reduce urban heat islands by greening our cities and using artificial intelligence to predict wildfires.

Intact Financial Corporation (TSX: IFC) is the largest provider of property and casualty (P&C) insurance in Canada and a leading provider of specialty insurance in North America, with over $10 billion in total annual premiums. The Company has approximately 14,000 full- and part-time employees who serve more than five million personal, business and public sector clients through offices in Canada and the U.S.

For a link to the Adaptation Action Grants application, click here

2017 and 2018 Charitable Partners


ALUS Canada
Project name
: Implementing natural infrastructure projects in communities upstream of urban centres.
Description: ALUS Canada implements natural-infrastructure projects on marginal or inefficient-to-farm agricultural lands, to reduce the risk of floods in Calgary, Ottawa and Brandon, Manitoba.
Outcomes to date: 217 acres of land restored as natural-infrastructure projects; 8 farmers and ranchers newly enrolled in ALUS program; and, 3 new ALUS community programs surrounding the city of Calgary.

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Nature Conservancy of Canada
Project name:
 Protecting and restoring wetlands.
Description: Protecting and restoring wetlands in Ontario to help reduce the impact of severe storms.
Outcomes to date: 4 new wetlands created (5 acres total) and 60 acres of native habitat restored to reduce floods and non-point pollution.

Green Learning Canada Foundation
Project name
: Wild weather – engaging youth in education and action on extreme weather preparedness.
Description: Flood education directly engages youth in preparing their schools and homes for a flood event.
Results to date: 400 youth participated in a beta version of the flood education program and 80 teachers (about 2,000 students) have registered for the 2019-2020 flood education program.

Project name
: FireSmart Home Partners
Description: Addressing the need for a standardized system that offers defendable, detailed and customized wildfire risk assessments and tracks measurable risk reduction for homes.
Results to date: Creation of an online FireSmart Home Partners Program training course for firefighters, allowing 500 firefighters to be trained in one year instead of 100; work is underway to expand the program from Alberta to British Columbia, Saskatchewan and Manitoba; and, creation of an initial assessment tool that summer students at fire stations in Wood Buffalo and Fort McMurray used to complete 350 initial assessments.


University of British Columbia
Project name
: Megafires – urgent need for climate change adaptation to build community resilience, prevention and recovery.
Description: Developing post-fire recovery strategies to prevent future forest fires and increase climate resilience in 21 communities in Canada.
Results to date: Analysis of more than 300 fire scarred trees and collection of 1,000 cores from trees; and, the team is building statistical models to show forest composition and structure prior to European settlement and the relationship between the time of the last fire, forest density and growth rates of trees in the study forests.


The Miistakis Institute of the Rockies Inc.
Project name
: Smart from the start
Description: Creating a least-conflict lands planning tool to guide placement of large scale solar and wind projects.
Results to date: Digital maps that can be used by provincial and municipal planners to help municipalities site renewable energy development to areas of least ecological, social and economic conflict; and, actively working with other rural municipalities in Alberta to implement the least conflict lands process to aid in placement of renewable energy development and to inform municipal planning strategies.

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University of Alberta
Project name
: Using artificial intelligence (AI) to predict extreme fire weather
Description: Developing a computer program that recognizes large scale atmospheric patterns associated with extreme fire weather using AI
Results to date: Identified Convolutional Neural Networks (CNN), a deep learning approach commonly used for image analysis, as the AI/machine learning model to predict extreme fire weather; and preliminary data collection and CNN modelling.

Green Calgary
Project name
: Flood prevention through rainwater harvesting
Description: Helping Calgarians to act to protect their homes through rainwater harvesting
Results to date
: 2,000 Calgary homeowners bought rain barrels for their gardens to reduce flood risk, potentially conserving 6.8 million litres of water per year. Over the lifetime of a barrel (9 years), it can result in 61 million litres of water captured.


Ducks Unlimited
Project name
: Brick Ponds Wetland Restoration and Enhancement
Description: Increasing the amount of shallow water wetland cells to provide wildlife habitat, increase aquatic plant diversity and to aid in flood water management and water quality improvement.
Results to date: Increased community resiliency in Woodstock, Ontario, by attenuating stormwater through a series of new shallow wetlands and channels, increased sequestration of carbon and the management and eradication of invasive species; and, reduced potential for residential basement flooding due to increased water-retention capacity and improved water management in the watershed.


Project name: 
Bleu Montreal
Description: Restoring water to the urban landscape, improving water management and strengthening Montreal’s resilience by uncovering underground rivers and creating new ones.
Results to date: Successfully completed a feasibility study of three pilot projects in three Montreal boroughs.

Conseil régional de l’environnement et du développement durable de l’Outaouais
Project name
: Reducing heat islands of downtown Gatineau
Description: Reduce the impact of urban heat islands by implementing a strategy that includes greening and community involvement
Projected outcomes: Implement and scale an urban greening strategy for Hull Island in Gatineau.

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Nature-Action Québec
Project name
: Restoring shorelines to reduce flood risk in Saint-Jean-sur-Richelieu
Description: Shoreline restoration of the Hazen Bleury and the Barbotte rivers targeted for their vulnerability to flood and their low vegetation.
Results to date: Delivered a report to prioritize action sites and map priority intervention areas.

Nature Québec
Project name
: Healthy Living Space
Description: Help municipalities reduce the number of heat islands and air pollution through heat island mapping, public awareness and green areas preservation and restoration
Results to date: Collaborated with the City of Sherbrooke to develop a multi-functional greenspace in the Saint-Élie neighbourhood; collaborated with the City of Victoriaville to convert a parking lot into a green parking lot; and, in the City of Trois-Rivières, projects include greening the outdoor space of a community centre and depaving a school yard.

Sentier Urbain
Project name
: The Garden Circuit
Description: Restore green areas by creating urban gardens, improving water management, increasing the levels of oxygen and reducing COemissions in the sector
Results to date: three new gardens were created in the Montreal area; 50 new trees and 150 plants were planted; and, more than 264 workshops were delivered to raise awareness on the importance of greening initiatives to reduce urban heat islands.


Coastal Action
Project name
: Green Streets stormwater project
Description: Working directly with municipal and community partners in southwest Nova Scotia to locate, design and install low impact development (LID) projects with the aim of improving stormwater management
Results to date: Planted about 1,000 native plants; diverted more than 1,000 m3 of stormwater runoff annually and removed more than 500 kg of contaminants; and, engaged more than 600 people in stormwater management workshops, presentations and community planting days.


Community Forests International
Project name
: Forest Infrastructure Adaptation Project
Description: A natural infrastructure adaptation approach to flood-risk reduction in New Brunswick.
Results to date: Saved 350 acres of endangered forest in one of New Brunswick’s most flood-prone regions; and, developing training videos to guide forest managers towards planting more climate change-resilient trees in the Acadian Forest.


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